Once upon a time, there was a bank C.E.O. who decided to make a lot of home loans to people he knew could not pay them back.

As a result, Mr Bank C.E.O. made $50,000,000 in bonuses and stock options.

But then the loans went bad.

And as a result, the bank employees lost their jobs.

And the bank shareholders lost their money.

And the homeowners lost their homes.

And the taxpayers with no connection to the bank had to pay all the money to fix it.

And Mr. C.E.O. got to keep all of his $50,000,000 and live happily ever after in his mansion.

America once had a responsible economic culture.  People used to save their pennies to buy their dream house.   Banks lent money by "Tradional Standards" Companies like AIG limited themselves to the "Traditional Insurance Business". 

But traditions broke down, swamped by irresponsibility.  Businesspeople chased "short-term profits" over long-term investments.  Smart people spent more time manipulating numbers and symbols than actually making things. 

Americans consumed too much and saved too little.  America became a corrupted by "excessive debt," "reckless speculation," and "fleeting profits."

Anyone in his right mind has to know that business conditions in the US are incredibly difficult and challenging.  It is time for tradition, order, and authority.  It is time to rebuild America on rocks rather than on sand in order to end this irresponsibility and cycle of boom and bust.