Questions to ask an agent when considering an annuity purchase: How long have you been selling annuities? Which companies do you represent? What are the terms and riders in the annuity I am purchasing? Is the annuity full value at death? What is Read More

If you are planning to go into a nursing home or apply for Medicaid and need to spend down your assets to get assistance, there is a way. The best part is that it is what Medicaid wants you to do! This must be done prior to applying for the nursing home Read More

If you live to age 65, chances are you will live well into your 80s. We live in a health conscious society and the IRS has taken notice. Recently they have updated their rules for Required Minimum Distributions (RMDs) from Traditional IRAs and employer Read More