Capitaleasing.com

Business Financing and Leasing Solutions

WaterStates Financial’s, Capitaleasing Business Solutions, is a full service financial company. We can assist you with ALL of your business financing needs.

With today's tight credit market, most banks have a policy to finance only the most credit-worthy companies. Additionally, most banks provide only a few types of financing and cannot provide all the different types of financial products that small to medium-sized businesses need.

Need to lease equipment?

Raise cash? Finance your credit card receivables? WaterStates Trading Company can help.
Whether your business has just started, or is well established, we can customize a financing solution to meet your needs

CCI's “Capitaleasing Business Solutions” with our expertise and our partnerships with national lenders, can assist with all of your financing needs.

Please contact us today to discuss all of your financing needs !                                                  

                                       TOLL FREE   1- 877-878-2537

  Our many debt sources with varying risk appetites and areas of specialization enable us to fit custom financial solutions to your capital needs.  We offer:

• Equipment Leasing

• Work Truck Financing

• SBA Loans

• Medical Working Capital Loans

• Accounts Receivable Financing

• Credit Card Receivable Financing

Do you need to add or upgrade equipment to sustain or grow your business?  Would it increase your revenue or productivity, if only you could afford it?  Leasing may be your answer.  If you’ve never thought of leasing, consider this:

• 84% of successful small businesses lease at least some of their equipment
• 90% of Fortune 500 companies lease, even though most have plenty of cash

Leasing makes sense to them because using an asset, not owning it, is what generates value. 

Types of Financing 1.  Equipment Leasing Types of Leases We Offer Application only to $100,000. No financial statements necessary. Larger leases ($500,000+) will require financials Approvals for application only in 24 hours. Larger leases may take 3-5 days. Terms up to 84 months with excellent rates. Sale & Lease Back Equipment sale leaseback is the sale of an asset (business equipment) for cash. The asset remains on the seller's property with a contract to lease it back from the source purchasing it. The seller retains ownership of the asset at the term end. The equipment stays on your property for your use. Take idle equity out of equipment and use it for working capital. Startup Programs Most financial institutions do not finance startups. If your company has just started in business, or is in business for less than two years, we have specific programs that can get your new business the equipment it needs to be successful. Credit Challenged Situations If your credit has been significantly damaged, obtaining financing can be extremely difficult. WaterStates Trading Company, "Capitaleasing Business Solutions", with it's national lenders, has many programs for C and D credit borrowers. We can help structure your financing to get your company the equipment it needs. Government and Municipal Leasing We can provide lease financing to any government or municipal entity with guaranteed approval. Rates are determined by the credit rating of the municipality or government agency. A few of examples of who we can finance are: Cities Counties Water & Sewer Districts, Public Hospitals, other Governmental Agencies School Districts Police Departments Fire Districts Libraries The above is only a partial list of what we can finance. 2.  Work Truck and Construction Equipment Financing                                  $30,000.00 - $250,000.00 No Financial Statements or Tax Returns Same Day approval and terms to 60 months CCI Underwriters, Inc can finance Startups, turndowns, or established companies. WaterStates Trading Company specializes in financing all types of work trucks and construction equipment. We can usually approve transactions in 24 hours or less, and in many cases do not require financial statements or tax returns on transactions of $250,000 or less. Sale / Leasbacks  WaterStates Financial also offers sale/leaseback programs. Sale/leasebacks may allow you to: obtain cash  acquire new equipment or expand your business The sale/leaseback programs are based on the collateral value of your equipment - not your credit or profitability. This may be an excellent option if you have past bankputcies, forclosures, or tax liens. Call us today at          877-878-2537 We can finance any equipment on this site Here is only a small list of the equipment we can finance: Arial Sign Truck Backhoe Bucket Truck Bulldozer Chipper Compactor Concrete Mixer Cranes Dump Truck Excavator Trailers Mechanic’sTruck Dump Trailer Roofing Truck Stump Cutter Flat Bed Truck StreetSweeper Garbage Truck Skid Loader Forklifts Sewer Septic Tow Truck 3.  SBA Loan Program WaterStates Trading Company is a nationally recognized company helping entrepreneurs achieve their business goals. We have been designated as a Preferred Financial services company by SBA lenders to have loans processed more quickly and efficiently than many others There are a number of advantages to an SBA loan, including longer terms, no points and no balloon payments.  Who is Eligible for an SBA Loan? Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes manufacturers, wholesalers, retailers, service businesses, business and medical professionals, as well as franchises.  SBA 7(A) Loan Size $250,000 to $2.0 million Use of Proceeds Commercial real estate (purchase, construction, expansion or refinance) Leasehold improvements Debt consolidation Machinery, equipment, furniture or fixtures Business acquisitions Working capital (offered in conjunction with certain other financing) Start-ups (franchise, professional practice) 4.  Medical Working Capital Loans We can customize a loan program for any licensed healthcare professional with acredit score of 600 or better. We have variety of loan programs including debt consolidation, equipment finance, acquisitions, start ups and working capital. Up to 84 month terms Application only to $100,000 Credit Approval in 48 Hours from Application Submission Funding possible within 5 Days Our products can be used as you see fit to enhance your practice. 5.  Accounts Receivable What is Factoring? Converting Invoices into Cash Factoring is the purchase of an asset (your accounts receivable or invoices) from a business at a discount. In return, cash that is usually tied up for a 30 to 90 day waiting period becomes immediately available. This additional cash enables you to take advantage of growth opportunities, debt reduction, or payment of daily or monthly operating expenses. Factoring is a fast, easy and flexible way to improve your cash flow and generate working capital for your company. Factoring is not new - it has been used in the United States as far back as the 18th century. Today - factoring is approaching $200 billion annually and is used by any type of business that has accounts receivable available to finance. Factoring is not a loan - it is simply the purchase of an asset (your accounts receivable or invoices) at a discount by a financial institution called a factor. A traditional bank loan uses all of your company assets as collateral and usually requires personal guarantees. Factoring relies on the credit-worthiness of your customers, not your balance sheet or history. Unlike a traditional loan, factoring does not add debt to your balance sheet, and there are no loans to repay and no monthly payments of principal and interest. By selling your accounts receivable to a factor rather than borrowing from a bank, you simply convert one asset (accounts receivable) into another asset (cash). You can factor accounts receivable to improve your cash flow or help to accelerate your growth. There are no lengthy applications or loan committees. Factoring can be short-term or part of an ongoing financing program. New companies can especially benefit from factoring, since there is no requirement for a long-term credit history. Why our Clients Use Factoring As a Powerful Financial Solution Our customers have discovered that factoring is a great resource for streamlining their cash flow. The process is very easy and assures that cash is always available if and when it is needed. Factoring with us is a powerful financial solution because it allows our clients to: Obtain a source of cash flow to grow their business Utilize a secure and professional credit checking and collection payment system that reduces bad debt loss Use a flexible funding program that increases as sales are increased Receive working capital to pay suppliers quickly, take cash discounts, pay operating expenses and increase credit limits with suppliers Have a managed accounts receivable system that includes invoice processing, invoice posting and invoice reporting so that time is freed up time for other revenue-generating activities such as sales and marketing Access cash to pay bills, pay employees, and invest in the growth of their business creating greater profits Factoring is an extremely powerful cash management tool to the business world. This is because the most important aspect of the transaction is not the credit-worthiness of you or your company; it's the credit worthiness of your customers. So, factoring is a fast, easy and reliable financial service that allows you to access cash based on the financial soundness of your customers. How Do I Qualify For Factoring You can qualify for factoring services as long as: You deliver a quality product or service to another business You sell to credit worthy customers Your accounts receivable are unencumbered We can provide factoring services to most types of businesses, Including: Manufacturers Distributors Wholesalers Service Providers While our clients represent many different industries, they all begin using accounts receivable financing services for the same reason. They find themselves in need of cash or growing faster than current cash flow can support. Is your business… A young company with creditworthy customers-but lacking the financial history required for traditional lending? Doing well, but looking to take advantage of new sales and profit opportunities requiring increases in cash flow? Experiencing operating losses (perhaps already filed for bankruptcy)? Struggling with poor credit and/or tax related problems? Growing rapidly, but with too much money tied up in accounts receivable and thus cannot fill orders, provide service or pay operating expenses? Positioned to increase current volume but reluctant to take on additional debt, increase overhead or add an equity partner? If you answered "Yes"" to any of these questions, factoring may be your solution. See how factoring can put cash into your business today!  6.  Credit Card Receivable Financing  Credit Card Receivable Financing is a short-term working capital loan for Visa/MasterCard merchants. The loan amount is usually based on the merchant's previous six months average monthly sales volume on Visa/MasterCard (12 months if the business is seasonal). The typical loan amount is 70% - 100% of the monthly average credit card volume, and the typical term is 6 months. Longer payback terms are available up to one year. The loan is amortized by an automatic daily payment based on the merchant's Visa/Mastercard sales.  Working Capital in 7-10 days    CALL TOLL FREE 1-877-878-2537 Leasing Info